Peace of Mind - The Equity Release Council Guarantee
Equity Release is a big decision, and the Equity Release Council (ERC) sets industry standards that help protect customers and provide peace of mind. Products and advice from ERC member firms are regulated by the Financial Conduct Authority (FCA), ensuring you receive expert guidance and robust safeguards.
When you choose a provider who follows the Equity Release Council’s standards, you’re guaranteed:
- A No Negative Equity Guarantee: You’ll never owe more than your home’s value.
- The Right to Stay in Your Home: You can remain in your home for life.
- The Right to Move: Transfer your plan to a new property if you wish.
- The Option to Make Partial Repayments: You can make voluntary, penalty-free repayments, subject to your provider’s terms.
- Fixed or Capped Interest Rates for Life: Protection against unpredictable rate increases.
Additionally, the Financial Conduct Authority requires all customers to receive expert financial advice before taking out a lifetime mortgage or home reversion plan—ensuring you make an informed decision.


You're in safe hands
Equity Release Advice only works with Financial Conduct Authority regulated companies, so you know we are only connecting you to carefully selected advisers. We have helped thousands of customers like you access FCA-regulated firms and are always on hand to support you.
If you have any queries in the meantime, please call our team on 0800 008 6257 and we'll be happy to help.
Thank you for choosing Equity Release Advice.