Peace of Mind - The Equity Release Council Guarantee
Equity Release is a big decision, and the Equity Release Council, which is regulated by the Financial Conduct Authority, ensures every customer is protected with industry-leading safeguards. Their guarantees ensure that all equity release plans meet the highest standards, providing you with security and peace of mind.
When you choose an Equity Release Council-approved provider, you’re guaranteed:
- A No-Negative Equity Guarantee: You’ll never owe more than your home’s value.
- The Right to Stay in Your Home: You can remain in your home for life.
- The Right to Sell or Move: Transfer your plan to a new property if needed.
- The Right to Make Penalty-Free Payments: Reduce your loan balance when it suits you.
- A Cap on Interest Rates: Protection against unpredictable costs.
Additionally, the Financial Conduct Authority, which regulates the sector, requires all customers to receive expert financial advice before taking out a lifetime mortgage or home reversion plan—ensuring you make an informed decision.


You're in safe hands
Equity Release Advice only works with Financial Conduct Authority regulated financial advisers, so you know we are only connecting you to carefully selected advisers. We've connected thousands of customers like you with FCA-regulated advisers and are always on hand to help.
If you have any queries in the meantime, please call our team on 0800 008 6257 and we'll be happy to help.
Thank you for choosing Equity Release Advice.