We believe that everyone deserves financial security. Our dream is to help people like you access the expert advice they need, whenever they need it.

We understand that choosing to release equity is a big decision, which is why we only work with trusted advisers who give independent, whole of market advice and who are all members of the Equity Release Council.

Equity Release is a big decision, and the Equity Release Council (ERC) sets industry standards that help protect customers and provide peace of mind. Products and advice from ERC member firms are regulated by the Financial Conduct Authority (FCA), ensuring you receive expert guidance and robust safeguards.

When you choose a provider who follows the Equity Release Council’s standards, you’re guaranteed:

• A No Negative Equity Guarantee: You’ll never owe more than your home’s value.
• The Right to Stay in Your Home: You can remain in your home for life.
• The Right to Move: Transfer your plan to a new property if you wish.
• The Option to Make Partial Repayments: You can make voluntary, penalty-free repayments, subject to your provider’s terms.
• Fixed or Capped Interest Rates for Life: Protection against unpredictable rate increases.

Additionally, the Financial Conduct Authority requires all customers to receive expert financial advice before taking out a lifetime mortgage or home reversion plan—ensuring you make an informed decision.